Mortgage Calculator

Use our Mortgage Calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.

Mortgage Calculator

Estimate your monthly payment and see how much house you can afford.

$
2,521.39
Your estimated Monthly payment
$
%
$
Yr
Mo
%
%
$
Monthly
Bi-weekly

+ Add Extra Payments

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$
$
$
[-] Remove extra payments

Payment Breakdown

Created with Highcharts 7.2.2$ 2,521.39Monthly paymentPrincipal & Interest : $1855Extra Payments : $0Home Insurance : $146Property Taxes : $521HOA Fees : $0PMI : $0

Customize your mortgage payment

Principal & Interest
1,854.73
Monthly Extra Payment + Add Extra Payments
0
Home insurance (per year)
%
$
Property Taxes (per year)
%
$
HOA Fees (per month)
$
PMI (per year)
%
$
Total Monthly Payment
2,521.39

Total Of All Payments

Down Payment & One-time Expenses
115,000
Principal
400,000
Interest
267,703.83
Extra Payments
0
Home insurance
52,500
Property taxes
187,498.8
HOA fees
0
PMI (not required)
0

Amortization Schedule

Created with Highcharts 7.2.2Mortgage Payment / yearBalance202520262027202820292030203120322033203420352036203720382039204020412042204320442045204620472048204920502051205220532054205505000100001500020000250000100000200000300000400000500000

Mortgage Payoff Date:

March 5
2055

Payment breakdown as of 2025

Remaining Balance
394,519.07
Principal
5,480.91
Interest
11,211.66